Monthly Archives: September 2013
Business owners usually care about their business but not all of them care about the good heath of their worker, or to promote good health habits among them. The workforce is the fuel that powers your business, so besides getting liability insurance in general to protect your company from potential operational risks, you should also think of promoting good health at work to stay safe from employee’s claims.
Different Types of Insurance
You may know that general liability insurance is the coverage that protects your business from a series of liability circumstances that may include negligence, ownership damage, bodily injury and other contracting, manufacturing, and overall operation of your business. As a business owner, this coverage protects your company against possible claims and legal actions including lawsuits coming from people outside the business, but not from claims coming from workers. You should also know that you could get other types of insurance including professional liability insurance, automobile liability insurance, and workers compensation insurance that protects your employees from accidents and other events in which your company may be legally liable.
Preventing Is Better Than Cure
As in medicine, avoiding risks at work can reduce the risk of potential accidents and reduce premiums that you have to pay for insurance. A safe installation of all machinery and everything else required to operate your business can certainly benefit your company. However, keep in mind that many times you also have to provide your employees with health care insurance, which involves additional costs that could be reduced by promoting good health at work.
Implementing Good Health Programs
Actually, many companies have health programs that encourage workers to enroll in exercising routines, change of eating habits to reduce fats, salt and other harmful groceries that far from improve an employee’s good health, while making them feel exhausted inside and outside of business hours. Certainly a well-balanced diet and a workout routine can boost anyone’s energy, but only with periodic talks about health improvement, banners promoting good health habits and other promotional material in strategic work areas can your workers learn how important good health at work really is.
Getting Professional Help Is Never Too Much
Whether you need advice to get general liability insurance, workers compensation insurance or a health improvement program, a professional advisor can help you to take the necessary prevention measures and promote good health habits among your workers to make your business run like clockwork.